JMR Financial & Insurance Limited Isle of Man, keeping your finances in great shape
JMR's team of skilled fully qualified Financial Advisers are committed to providing tailored financial guidance that aligns with your unique goals and needs. We understand that financial health, much like physical health, requires ongoing attention and care to achieve and maintain your desired standards.
In our meetings, whether at our office, your workplace, or the comfort of your own home, we aim to understand your financial aspirations and identify any areas of concern. This thorough understanding allows us to assist you in laying solid financial foundations that will support you throughout your life.
Experience the exceptional service JMR offers by visiting our office or schedule a home consultation via phone or email. Discover first-hand how we can assist you in securing a stable financial future.
Face to Face advice
At our office, your workplace, or the comfort of your own home.
Pensions
Investments
Financial Advice for investment and saving
Using their significant investment expertise and experience, your JMR adviser will methodically create a bespoke investment strategy tailored to your specific requirements. This strategy will incorporate a variety of investment vehicles, each with its own set of characteristics and rewards, to give a balanced approach tailored to your financial goals.
Products available to you could include - Unit Trusts, Life Funds, With-profits, Open-ended Investment Companies and Pension funds.
Unit trusts are collective investment schemes that aggregate funds from multiple participants to invest in a variety of assets. Each investor receives units that represent a percentage of the trust's holdings. This diversity helps to spread risk, making Unit Trusts an appealing choice for those wishing to invest in a diverse range of assets.
Life Funds. These funds are frequently linked to life insurance plans, combining investment with coverage. Your money is invested in a variety of assets, and the return relies on the fund's performance. It allows you to invest while still protecting your loved ones finances.
With-profits fund is a type of investment in which your money contributes to a pooled fund that invests in a variety of securities, including stocks, bonds, real estate and cash. Returns are 'smoothed' over time in order to decrease the impact of market volatility. You receive regular bonuses added to your investment, albeit they are not guaranteed.
Open-end Investment Companies (OEICs): OEICs, like Unit Trusts, are collective investment plans that allow you to pool your funds with other investors and invest in a variety of assets. The main distinction is that OEICs are structured as businesses that issue shares to investors rather than units.
Pension funds are investment pools that are specifically created to help you save for retirement. Contributions are invested over time with the goal of building a large fund that will provide you with an income in retirement.
JMR strives to connect your portfolio with your financial goals, risk tolerance, and investment aspirations, resulting in a strategy as unique as your financial journey.
Pension advice to secure your future
Many individuals contribute to their private pensions without a clear understanding of the potential payout at retirement. By conducting a comprehensive review of your existing pension schemes, including any inactive ones, our advisers will evaluate
your pension's current performance and suitability to make sure they meet your
current and future needs and objectives.
Acknowledging the current interest rates and inflation, consulting with a JMR Financial Adviser provides an opportunity to address both present and future financial concerns. Offering bespoke advice suited to your unique circumstances.
Our advisers have extensive experience in guiding clients towards achieving their financial aspirations. We meticulously select funds from the entire market, aiming to empower you with informed decisions for your investments. Ensuring a secure path to a comfortable retirement, steering clear of any pitfalls.
