This privacy notice is a statement of the general principles applied by JMR Limited to the handling of your personal data. We want our clients, potential clients, employees and business partners to be aware of how and why we handle personal data.
This Privacy Notice is also available to be read and in pdf form on the JMR website www.jmr.im. We can provide
a large print version should you require.
This Notice applies to JMR Limited (JMR) and to JMR Financial and Insurance (a Registered Trading Name of JMR Limited) who act as Financial Advisers and Insurance Brokers.
Data Controller
The Data Controller is JMR Limited, Finance Centre, Close Beg, Peel, Isle of Man IM5 1XF, telephone 01624840840, email info@jmr.im. Please direct all correspondence relating to personal data to this contact.
Purpose of Data Collection
JMR collects, holds, uses, and discloses your personal information to conduct business on your behalf. This includes but is not limited to obtaining quotes, placing insurance, assisting with claims, advising on and facilitating investments, pensions, and life insurance, verifying your identity, and facilitating payment of fees and premiums.
Data Sharing
Relevant data may be passed to third parties such as insurers, life companies, or investment providers as necessary. We will never sell your personal data.
Data Security and Retention
JMR is dedicated to keeping personal data secure, employing a range of physical and computer-based safeguards. We maintain data accuracy and will hold your personal data no longer than necessary, subject to JMR's contractual and legal obligations.
Your Rights
As a data subject, you have rights including access, rectification, erasure, restriction of processing, data portability, objection, and rights related to automated decision-making and profiling. You may withdraw consent at any time without penalty.
Regulatory Compliance
JMR adheres to Isle of Man Financial Services Authority regulations, AML/CFT codes, and legal obligations under Isle of Man and EU law. Insurers and investment and pension providers are also subject to these privacy laws.
From time to time the Authority may wish to conduct a Regulatory Inspection during which we will be obliged to offer them access to personal data when requested. We are also liable to carry out risk assessments that may involve recording your personal data for identification purposes. We also have legal obligations laid down by Isle of Man and EU law.
Failure to disclose relevant information that is required as result of contractual or statutory obligations could have significant consequences, should this circumstance arise we will inform you of the requirement and the likely consequence of failure to make such disclosure.
In any case, it is important for you to disclose any and all information required by an insurer to provide the insurance coverage that best suits you. You have the right to know that your information will be used for the purpose set out in this privacy notice. This information will not be disclosed to anyone except as permitted by law. You should know that all insurers and investment
and pension providers are subject to the Isle of Man, UK and EU privacy laws.
Contact Information
For further clarity or information on your rights or our data practices, contact JMR Limited by post at The Finance Centre, Close Beg, Peel, Isle of Man IM5 1XF; by telephone at 01624840840; or by email at admin@jmr.im.
